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Garza Lake Estates, The Colony TX

The Colony, Texas

Garza Lake Estates, The Colony

A no-HOA lakeside subdivision along West Shore Drive in The Colony, mixing older homes, new custom builds and buildable lots.

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Overview

Inside Garza Lake Estates

Garza Lake Estates runs along West Shore Drive on the Lewisville Lake side of The Colony. Listings describe it as having no HOA, with a mix of older homes, buildable city lots and newer custom houses, including a 2021 lakefront home by Our Country Homes listed at $1,195,000 in June 2025. It fits buyers who want to be near the water, have room to build or renovate, and prefer fewer HOA rules.

The lesson here is to verify what lakefront really means on your lot. One listing classed its frontage as Corps of Engineers lake front, so I check the survey to see where the private lot ends and federal shoreline begins, and what that means for access and any dock or path plans, before you pay a lakefront premium. With no HOA, there is no association to enforce standards, so ask for any recorded deed restrictions and look closely at the neighboring lots, because they shape your resale value.

Before you visit a model home

The builder's rep works for the builder. I work for you.

As your agent I owe you fiduciary duties under Texas law: I have to put your interests above everyone else's, including my own, and tell you anything material I learn about the deal. In that sales office, I'm the only real advocate you have.

I read the build, not the brochure

I walk the slab, the framing before drywall and the final with you and your inspector, and I know what to push back on.

Every builder on one page

A builder's rep sells one community. I put your budget side by side across builders, with the PID or MUD, the school district and the incentive each one is offering that month.

Incentives that lower your payment

Builders offer price cuts, closing costs or a rate buydown. I run the numbers on each option so you take the one that does the most for your monthly payment.

Start to keys

Builders write their own contracts, not the standard state forms. I go through every page with you, and stay on it until you have the keys.

Build with Miguel →

On new construction the builder usually pays my fee, and I confirm it in writing before you sign. Bring me, or register me, on your first visit, because many builders won't add an agent later.

Around town

Around Garza Lake Estates

Trail along Lewisville Lake at Ridgepointe Park in The Colony, Texas
Ridgepointe Park

Photos via Wikimedia Commons. Ridgepointe Park: Kevin Payravi, CC BY-SA 4.0

At a glance

The facts

Lewisville Lake[1]
Waterfront
one listing classed as lake front, Corps of Engineers
None[1]
HOA
per a June 2025 listing; ask about deed restrictions
Lewisville ISD[1]
School district
Ethridge Elementary, Lakeview Middle, The Colony High per listings; verify by address
$1,195,000[1]
Lakefront custom home
3,282 sq ft, built 2021, listed June 2025
$170,000[2]
Vacant lot
0.15 acre, active Oct 2026
Builders
Our Country Homes (custom, per listing)
Amenities

West Shore Playground across the street from one lot (per listing), Walking distance to Lewisville Lake, Golf courses within about 10 minutes (per listing)

Location

Garza Lake Estates sits along West Shore Drive in The Colony (ZIP 75056) on Lewisville Lake. Listings place it about 15 minutes from Grandscape and The Star in Frisco and about 20 minutes from DFW Airport.

Taxes, MUD and PID

Most of The Colony is in Lewisville ISD, and the combined rate depends on the school district and any special assessments tied to the lot. I pull the taxing entities and the last tax bill for each address so you can see the real monthly cost before you write an offer. One 2026 lot listing showed $1,655 in unexempt taxes on a 0.15 acre lot, a useful baseline for land.

On the map

Where Garza Lake Estates sits

Drive times, schools and shopping around it. Ask me for a tour of the area.

Open in Google Maps →

Miguel Gomez, REALTOR®
Your agent

Meet Miguel.

Miguel Gomez is a Texas REALTOR® with Texava Brokerage. He works with first-time home buyers, new construction and families relocating to North Texas, and he gets back to you the same day.

FAQ

About Garza Lake Estates

Does Garza Lake Estates have an HOA?
A June 2025 listing in Garza Lake Estates stated there is no HOA. Ask the title company for any recorded deed restrictions, since those can still limit what you build.
Can I buy a lot and build in Garza Lake Estates?
Yes, vacant lots do come up. A 0.15 acre city lot on West Shore Drive was listed at $170,000 and active in October 2026. Before you buy, confirm utilities, setbacks and building rules with the City of The Colony.
What is my lakeside home in Garza Lake Estates worth?
It depends heavily on whether the lot has true lake frontage, its size, the age of the house and any custom work. I prepare a free comparative market analysis that separates lakefront, lake view and interior lots, because they price very differently.
Which schools serve Garza Lake Estates?
Listings show Lewisville ISD schools: Ethridge Elementary, Lakeview Middle and The Colony High. Confirm zoning with the district for the exact address.
Recent sales

Every home that sold in Garza Lake Estates, last 90 days

Sale price, price per square foot and days on market for each sale, pulled from the MLS by Miguel. Useful if you are thinking about selling or want to know if a listing is priced right.

Listing alerts

New listings in Garza Lake Estates, straight from the MLS

Miguel sets up an MLS search with your price range, and new homes reach you the day they hit the market, with photos, price and history. Your number stays with Miguel.

Miguel confirms by text. Stop anytime.
Talk to Miguel

Looking in Garza Lake Estates?

I track new listings, resale history and builder incentives here. Tell me what you need and I'll send what fits.

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