McKinney, Texas

Historic Downtown McKinney

Older homes around McKinney's National Register downtown district, where qualifying owners can earn a 10-year city tax exemption.

By Miguel Gomez, REALTOR®Updated October 2026Sources listed below

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Overview

Inside Historic Downtown McKinney

The neighborhoods around downtown McKinney hold many of the city's oldest homes, next to the McKinney Commercial Historic District, which is listed on the National Register and roughly bounded by Herndon, Wood, Cloyd, Davis, Louisiana, MacDonald and Virginia streets. Since 2007 the city's Historic Neighborhood Improvement Zone has covered the area bounded by US 75, US 380, Airport Drive and Industrial Boulevard and Wilson Creek Parkway, including downtown. This part of town fits buyers who want character, mature lots and a walk to the square, and who are ready to care for an older house.

The lesson here is to plan the renovation before you buy.

Around town

Around Historic Downtown McKinney

Shops on the historic downtown square in McKinney, Texas — Historic Downtown McKinney

Historic Collin County Courthouse on the square in McKinney, Texas — Historic Collin County Courthouse

Storefronts on the downtown square in McKinney, Texas — Downtown McKinney

Photos via Wikimedia Commons. Historic Downtown McKinney: Rick Ray, CC BY 2.0 · Historic Collin County Courthouse: Cohee, CC BY-SA 4.0 · Downtown McKinney: 843contributor, CC BY-SA 4.0

At a glance

The facts

McKinney Commercial Historic District^[1]

National Register district

downtown

Established 2007^[2]

Historic Neighborhood Improvement Zone

US 75, US 380, Airport Dr, Industrial Blvd and Wilson Creek Pkwy

^[3]

HNIZ Level 1 exemption

owner-occupied, home 50+ years old, $10,000+ investment

Certificate of Appropriateness required^[4]

Exterior changes

in the H Overlay

$1,275,000^[5]

Example listing

1895 home, 4,746 sq ft, listed Apr 2026, later reduced to $1,150,000

McKinney ISD^[5]

School district

Caldwell Elementary, Faubion Middle, McKinney Boyd High on that listing; verify

Amenities

Close to the National Register downtown commercial district, City Historic Marker program through the Historic Preservation Advisory Board, Historic Preservation Office review of preliminary designs by appointment, Genealogy research tools at the Ray and Helen Hall Memorial Library

Location

The historic neighborhoods surround downtown McKinney, inside the HNIZ boundary of US 75 on the west, US 380 on the north, Airport Drive on the east, and Industrial Boulevard and Wilson Creek Parkway on the south. Many homes carry ZIP 75069 addresses.

Taxes, MUD and PID

National Register and Recorded Texas Historic Landmark status can also open other exemptions, so I check a home's designations before you buy.

On the map

Where Historic Downtown McKinney sits

Drive times, schools and shopping around it. Ask me for a tour of the area.

Open in Google Maps →

Your agent

Meet Miguel.

Miguel Gomez is a Texas REALTOR® with Texava Brokerage. He works with first-time home buyers, new construction and families relocating to North Texas, and he gets back to you the same day.

Call Miguel →Talk to Miguel

FAQ

About Historic Downtown McKinney

Do historic homes in McKinney get a tax break?

They can. National Register, Recorded Texas Historic Landmark and city marker status can open other exemptions.

Can I renovate a historic home in downtown McKinney?

Yes, with review. Homes in the H Overlay need a Certificate of Appropriateness for exterior changes such as replacing windows, siding or doors, or changing porches and fences, while interior work is not monitored and paint colors are not regulated in the residential area. Talk to the Historic Preservation Office before you finalize plans.

How much do historic homes near downtown McKinney cost?

Prices vary widely with size, lot and condition. As one example, an 1895 Victorian of 4,746 square feet on N Church Street was listed at $1,275,000 in April 2026 and later reduced to $1,150,000. I pull recent sales of similar age and condition before you make an offer.

How much is my historic McKinney home worth?

It depends on the home's age, condition, size, lot, any historic designation and the quality of past restoration work. I prepare a free comparative market analysis using older homes near downtown, and I note any exemption or approved work that a buyer will value.

Recent sales

Every home that sold in Historic Downtown McKinney, last 90 days

Sale price, price per square foot and days on market for each sale, pulled from the MLS by Miguel. Useful if you are thinking about selling or want to know if a listing is priced right.

Listing alerts

New listings in Historic Downtown McKinney, straight from the MLS

Miguel sets up an MLS search with your price range, and new homes reach you the day they hit the market, with photos, price and history. Your number stays with Miguel.

Talk to Miguel

Looking in Historic Downtown McKinney?

I track new listings, resale history and builder incentives here. Tell me what you need and I'll send what fits.

Pick a day and timeBooking now

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